get Financial Fit With The Total Money Makeover!

Hi everyone! If you are looking for a practical   guide to get out of debt and achieve financial  freedom, you might want to check out “The Total   Money Makeover” by Dave Ramsey. In this book,  Ramsey shares his proven plan to help you pay   off your debts, save for emergencies, invest for  the future, and live within your means. He also   busts some common myths about money and debt that  keep people from reaching their financial goals.  The book is divided into four sections: The  Challenge, The Solution, The Baby Steps, and The   Stories. In 

get Financial Fit With The Total Money Makeover!

the first section, Ramsey challenges  you to face your financial reality and commit to   changing your habits and behaviors. He explains  why debt is not a tool, but a curse, and why   you need to get rid of it as soon as possible. He  also warns you about the dangers of credit cards,   car loans, student loans, and other forms of debt  that trap you in a cycle of payments and interest.  In the second section, Ramsey presents  his solution to your financial problems:   the Total Money Makeover. He outlines seven baby  steps that will take you from broke to wealthy in   a simple and systematic way. 

get Financial Fit With The Total Money Makeover!

The baby steps are: 

1. Save $1,000 for a starter emergency fund.  

2. Pay off all debt (except the  house) using the debt snowball method.  

3. Save 3-6 months of expenses  for a fully funded emergency fund.  

4. Invest 15% of your income  into retirement savings.  

5. Save for your children’s college education. 

6. Pay off your home early.  

7. Build wealth and give generously. In the third section, Ramsey explains each   baby step in detail and gives you practical tips  and advice on how to implement them in your life.   

He also addresses some common questions and  objections that people have about his plan   and shows you how to overcome them. He covers  topics such as budgeting, saving, investing,   insurance, taxes, real estate, and more. In the fourth section, Ramsey shares   some inspiring stories of real people who have  followed his plan and achieved amazing results.   You will read about how they paid off tens  of thousands of dollars in debt, saved for   emergencies and retirement, bought their dream  homes, and changed their lives for the better.  “The Total Money Makeover” is not just  a book about money; it is a book about  

personal transformation. It will challenge you  to change your mindset, attitude, and behavior   towards money and debt. It will teach you how to  take control of your finances and create a plan   that works for you. It will motivate you to take  action and follow through with your goals. And   it will inspire you to live like no one else so  that later you can live and give like no one else.  If you are ready to take charge of your money  and your life, I highly recommend that you read   “The Total Money Makeover” by Dave Ramsey. It  might be the best investment you ever make.  Don’t forget to subscribe to and share our YouTube   channel now to learn new  things together every day.